Audit & Assurance
Statutory, tax, internal, bank and stock audits with clear, timely reporting.
6 services
Chartered Accountants since 2014
Audit, Tax andAdvisory forIndian Business
PHMG & Associates is a firm of chartered accountants established in 2014, empanelled with the Reserve Bank of India in Category-I and with the CAG of India, with four offices across north India.
RBI Category-I
& CAG empanelled
& CAG empanelled
Client-Centric
Approach
Approach
Sustainable
Growth
Growth
Request a call back
Tell us what you need. A chartered accountant will call you to discuss it.
Who we are
A decade of trust. A future of growth.
PHMG & Associates is empanelled with the Reserve Bank of India in Category-I and with the CAG of India, and handles bank statutory and concurrent audits. We serve corporate, banking, government, PSU and private sector clients across India and globally.
Sectors we serve
- Manufacturing & Infrastructure
- Healthcare & Pharmaceuticals
- Banking & Financial Services
- IT Companies & Gov Entities
- FMCG, Real Estate & Textiles
- Eco-Recycling & Chemicals
RBI Category-I & CAG empanelled
10+
Years of experience
400+
Assignments handled
4
Office locations
3
States covered
Our services
Services across audit, tax and advisory
From accounting and taxation to audits and business advisory, we provide reliable chartered accountancy services tailored to your needs, with practical guidance to help you stay compliant and grow with confidence.
View all servicesIncome Tax
ITR filing, notices, appeals and year-round tax planning.
4 services
GST & Indirect Tax
GST registration, returns, notices, refunds and reconciliations.
4 services
Company & Business Registration
Private limited, LLP, OPC, partnership, Section 8 and more.
7 services
ROC & Secretarial Compliance
Annual filings, director KYC and company law compliance.
3 services
Accounting & Bookkeeping
Monthly books, MIS, payroll and outsourced finance.
3 services
International Tax, FEMA & NRI
NRI tax, FEMA, transfer pricing and cross-border compliance.
4 services
Business Advisory & Valuation
Valuation, fund raising, M&A, project reports and loan assistance.
2 services
NGO, Trust & Not-for-Profit
Trust registration, 12A, 80G, CSR-1 and FCRA support.
4 services
Practice areas
Grouped by your business challenge
Work for companies, banks and public bodies, led by the partners who handle it day to day.
Business Growth
- Statutory Audits
- Tax Audits
- IFRS & Ind AS Compliances
- Compliance Certificates
Governance & Risk
- Internal Audit
- Business Risk Consulting
- SOP Drafting & Revamping
- IT & Finance Control Testing
Litigation
- Direct Tax Litigation
- GST Litigation & Advisory
- Assessments & Appeals
- Search & Raid Representation
Finance Transformation
- Virtual CFO Services
- Accounting Automation
- Business Process Reviews
- Capability Gap Assessment
Transaction Advisory
- Transfer Pricing
- Due Diligence
- Asset & Inventory Verification
- Transaction Structuring
GST & Indirect Tax
- GST Advisory & Registration
- Periodic Returns & Reconciliation
- GST Certification
- Gratuity/ESI/EPF Trust Audits
Who we serve
Whoever you are, we’ve got you covered
Pick the one closest to you and see how a qualified chartered accountant can help. From salaried individuals to growing businesses, we handle tax, compliance and advisory so you can focus on what matters.
Book a consultation
Startup founder
Register your company, set up GST and keep compliance on track.
Business owner
GST returns, bookkeeping, audit and ROC filings in one place.
Salaried or professional
File your ITR correctly and choose the better tax regime.
Trader or investor
Capital gains and trading income reported the right way.
NRI or overseas Indian
Tax filing and compliance for income and assets in India.
NGO or trust
Registration, exemptions and annual compliance.
Freelancer or consultant
Advance tax, presumptive taxation and clean invoicing for your professional income.
Property owner
Rental income, property sale gains and TDS handled without surprises.
Why PHMG
How we work
A partner reviews the work before it is submitted, the scope and fee are agreed in writing before we start, and due dates are tracked for you with reminders ahead of each one.
Speak to a chartered accountantLitigation focus
Representation before ITAT, CIT(A), GST Tribunals and High Courts in high-stakes tax matters.
Search and survey support
Representation and support during income tax and GST search and survey proceedings.
CFO advisory
Virtual CFO services: financial controls, board reporting and compliance readiness.
Multi-state compliance
Compliance across Delhi, Uttar Pradesh and Punjab with local teams.
Technology driven
Digitised workflows, real-time dashboards and paperless audit processes.
Partner-led delivery
A partner owns each engagement and reviews the work before it is submitted.
How we work
From first call to filing proof
Step 01
First conversation
Tell us what you need. We listen and explain your options.
Step 02
Proposal & documents
You get a clear scope, fee and a document checklist.
Step 03
We execute
Our team prepares and files, with partner review at every step.
Step 04
Proof & support
You receive filing proof, acknowledgement and ongoing support.
Meet the team
Partner-led.
Qualified throughout.
Our partners and branch heads bring years of hands-on experience in audit, tax, litigation and advisory, and own every engagement end-to-end. Serving clients since 2014.
Our office network
4 offices, pan-India reach
50+ professionals: chartered accountants, company secretaries and semi-qualified chartered accountants.
223, First Floor, Industrial Area-A, Cheema Chowk, Ludhiana - 141003
Chartered accountant in LudhianaCalculators
Calculators and reference tables
Work out the numbers yourself, with no sign-up.
Knowledge hub
Latest insights
Tax tips, compliance updates and guides from our CAs.
Income Tax
ITR Due Dates and Penalties for Late Filing
Know the ITR due dates, the late fee under Section 234F, interest, and what you can still do if you miss the deadline. Check before you file.
4 min · 3 Oct 2026
Income Tax
Old vs New Tax Regime: Which Is Better for You?
Compare the old and new income tax regimes for FY 2025-26: slabs, deductions and how to decide which one saves you more. Use our calculator.
4 min · 3 Oct 2026
Income Tax
How to Reply to an Income Tax Notice (143(1), 142(1), 148)
Understand the common income tax notices, what each one means and how to reply on the e-filing portal within the time given. Read this one first.
4 min · 3 Oct 2026
Income Tax
Capital Gains Tax on Shares, Property and Mutual Funds
How capital gains are taxed in India on listed shares, mutual funds and property: holding periods, rates, exemptions and common mistakes. Read before you sell.
4 min · 3 Oct 2026
GST
GST Registration: Documents, Eligibility and Process
Who must register for GST, the documents needed, and the step-by-step process on the portal, explained in plain language. Read before you apply.
4 min · 3 Oct 2026
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FAQ
Frequently asked questions
Quick answers to the questions we hear most often.
Still have a question?
A chartered accountant will look at your case and reply within one business day.
Ask a CAWhat services does PHMG & Associates offer?
We offer income tax, GST, audit and assurance, company and LLP registration, ROC compliance, accounting and bookkeeping, NRI and FEMA services, and business advisory. See the Services section for details.
Do you work with clients outside our city?
Yes. Most of our work, including tax filing, GST, registrations and ROC compliance, can be done online with secure document sharing, so we serve clients across India.
How do I get started?
Share your requirement through the enquiry form or call us. We will review it, tell you what is needed, and send a clear scope and fee before we begin.
How are your fees decided?
Fees depend on the service, size and complexity of your case. We share the scope and fee in writing before starting. Government fees and stamp duty, where applicable, are extra and paid at actuals.
Is my financial information kept confidential?
Yes. We use documents only for your engagement, share them through secure channels, and limit access to the team working on your file. Read our Privacy Policy for details.
Can you help if I have received a tax notice?
Yes. Share the notice and its due date as soon as you receive it. We review it, explain what it means, and prepare the reply and documents.
Which documents will I need to share?
It depends on the service. Each service page lists the documents commonly required, and we confirm the exact list after understanding your case.
Can NRIs and foreign companies use your services?
Yes. We support NRIs with tax filing and FEMA-related compliance, and help foreign investors with set-up and compliance in India.
How will you keep me informed about due dates?
We track statutory due dates for the services you engage us for and remind you in advance, so documents and payments are ready on time.
More from PHMG & Associates
- the industries we work with
- CA services for IT, SaaS & Startups
- CA services for E-commerce & Retail
- CA services for Real Estate & Construction
- CA services for Manufacturing
- CA services for Healthcare & Pharma
- CA services for Professionals
- CA services for Freelancers & Creators
- CA services for NGOs & Trusts
- CA services for Export & Import
- all four office locations
- the statutory tax and compliance calendar
- document checklists you can print
- answers to common client questions
- how our fees are structured
- book a consultation with a chartered accountant
Speak to a chartered accountant
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